👀 In chain-reaction cases, you are responsible for every foreseeable consequence of your actions. ✔ The semi driver is a victim here. Truck drivers can’t swerve like cars — doing so is dangerous and often impossible. He was forced into a no-win situation. ✔ The two other cars struck by the semi are also victims. ✔ Insurance will operate in layers: Claim against the SUV’s liability insurance Claims for property damage and injuries from all affected drivers Possible commercial loss claim for the
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