Jun 9, 2021 · I am a Part 107 holder, but at this time, for many reasons I fly recreationally 90+% of the time and stick to the recreationally rules when doing so. The way I see it, as I have State Farm insurance too, I acknowledge that they only cover recreational flight. So were I to have a crash flying recreationally I would have no issue filing a claim.

Oct 31, 2022 · State Farm explained to me a couple years back that they DO NOT cover any drones used commercially. Only recreational use. I asked "Well what if I use it commercially and already have insurance for that, but want to fly recreationally sometimes, that is when I want the State Farm coverage.

Jul 20, 2021 · The DJI is fine, but as cheap as State Farm typically is; no reason to spend more for insurance than you have to and DJI is usually more. I never used my "Refresh" I had on my Air2 - but had it before finding State Farm and a few others had drone insurance. Sadly, my carrier - USAA - does not offer it and won't cover under homeowners / etc.

Sep 22, 2022 · I would contact State Farm and see if they don't offer a policy just for your drone. Its called a Personal Article Policy and could cover just about anything. In this case, your drone. They do here in Savannah, and it covers anything.

Nov 26, 2021 · Also State Farm not only covers the drone, but everything in the fly more combo should theft occur. As I understand it, Care/Refresh only covers the drone and I would assume possibly the controller, but not the extras that can add up, especially if you have multiple batteries.

Dec 12, 2017 · I emailed my local Virginia State farm agent last week, here is his reply~ heck he referred me to another local insurance company. Mr. ***my name***, I have researched your request and State Farm is very limited on what we can do with High End Photography equipment and Drones. It depends on the capacity in which they are used and how often.

Dec 15, 2019 · In the US I believe State Farm cover is the most common outside DJI Care Refresh, and it is usually the minimum charge of US$60 in most states there. (US$2.75/$100 cover, min $30 or $60 depending on state of residence.)

Dec 9, 2018 · Buy a State Farm drone policy. Test fly the drone, or bring someone with you who knows about them. Ask here on the forum about it BEFORE you buy it. Take pictures so that we can see what you're buying. Love everyone but don't trust anyone. Go with your gut feeling. Use common sense. Good luck and happy holidays! Rob

Jan 23, 2025 · New to this site…Need some help. I fly about 80% over water both lake and ocean. DO not plan on landing on water. Just upgraded to mini 4 pro. Only fly with Plus battery. Is there a device that will allow recovery for a water crash needed for insurance claim. Is there a …

Aug 11, 2019 · FYI, State Farm told me they wouldn’t insure drones used “ever” for commercial purposes. If you’re a 107 pilot and the drone is registered for that use, State Farm won’t cover any loss, even when using it recreationally.