The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

Retirement savings is a critical financial goal that many individuals strive to achieve throughout their working lives. Click ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

A stock market downturn is the best time to buy. Here's why, along with a simple and tax-savvy way to start investing now.

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to ...

About half a million dollars was taken from retirement accounts in an early April cyber attack on Australia's largest ...

Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You ...