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For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...
Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.
Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much ...
The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for ...
Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...
Applications for mortgages jumped 9.4% for the week ending July 4, as purchase activity reached its highest level since 2023.
Experts say policy change will help Americans with 'thinner credit files' build equity and generational wealth.
Monthly payments could drop, but most borrowers will pay more in interest over time. What to expect now that President ...
Q: I am a mortgage lender and heard you on WGN radio today speaking of mortgages. You were quoting ratios of 28/36% of your gross monthly income. Those were the ratios that you’d hit your head on the ...