To avoid situations where someone doesn't make any withdrawals so they don't ever have to pay taxes, the IRS enacts required minimum distributions (RMDs), which begin the year you turn 73. The exact ...

Savers are still seeing strong returns as October gets underway. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- several times higher than what most big banks pay.

Financial planners share their top retirement strategies, from utilizing Roth accounts to delaying Social Security to highlighting the value of a personalized financial plan.

Too much company stock in your retirement plan can be risky. Learn how to reduce concentration risk, use tax-efficient strategies, and protect your long-term financial security.

The path to 0% taxation hinges entirely on controlling a single, crucial metric: your Provisional Income (also known as Combined Income). This number dictates whether none, 50%, or up to 85% of your ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers might want to consider. A Roth conversion, as the move is called, has many ...

My share of the home alone would be valued at $300K per the trust. If she distributes the funds three ways, my share becomes $200K.” ...

If you’re self-employed or run a small business, you’ve probably wondered: what is a Keogh retirement plan and how does it compare to a SEP IRA or Solo 401(k)?

Early retirement comes with tradeoffs, but careful planning and the right financial strategy can create a secure, fulfilling future.

Craig Kennedy is a senior fellow at the Giving Review and the former president of the Joyce Foundation and the German Marshall Fund.

A n IRA conversion to Roth is a popular pre-retirement or early retirement move. Roth IRAs offer several benefits that traditional retirement plans don’t. Not only are investment gains in a Roth IRA ...

Background Tobacco price is an important determinant of smoking behaviour. Using electronic point-of-sales (EPOS) data, this study assesses purchase price of factory-made cigarettes (FMC) and ...