Consumer Financial Protection Bureau data from January shows that 14 percent of active renters still carry late fees from the past year, down from a peak of 23 percent in early 2023 but still ...

Ultimately then, we may be reaching peak "debasement trade". Like other popular terms this year, such as the infamous "TACO" ...

Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.