Yields for 5-year certificates of deposit are down 8 basis points over the past year to an average of 1.34%, according to the latest government data. But while these long-term fixed-rate yields are ...

A five-year certificate of deposit (CD) allows you to receive a fixed yield for several years, which can be beneficial if you are concerned that rates might fall in the future. CDs often come with ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Average yields for certificates of deposit with 48-month terms are down 10 basis points in the past year to just 1.26% APY, according to the latest government data. That said, some banks and credit ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.

With Federal Reserve rates remaining mostly stable until recent months, savers largely reaped the benefits of high returns on their money, including with certificates of deposit (CD) accounts. While ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

The Federal Reserve decided to hold interest rates steady at its first meeting of 2026, as most analysts expected. The decision comes as inflation remains sticky above the Fed's 2% target while the ...

Recent years have been a boon for many savers who've enjoyed high rates in certificate of deposit (CD) accounts. In particular, those who opened a CD during the 2023–2024 rate surge likely earned a ...