The odds are steep, 292.2 million to one. Those are the chances of winning the jackpot of Powerball. But an expert has some advice.

Winning a major jackpot is less like finding a golden ticket and more like being handed a complex business overnight. The choices you make in the first hours and weeks can determine whether that money funds a lifetime of security or disappears in a few chaotic years.

With a $1 billion Powerball jackpot prize on the line, having a plan in place is not only smart, but very necessary. Here's what to do if you win.

For those gearing up to try their luck in the next UK49s Lunchtime draw, we've compiled a list of the Hot and Cold Numbers, based on the data from the past 20 UK49s Lunchtime draws.