If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

Homeowners who've previously received a United States Department of Agriculture (USDA) home loan already know how beneficial their programs can be for low to medium income home buyers who wouldn't ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Mortgage refinancing lets you change the terms of your home loan. The most common type, rate-and-term refinancing, enables you to get a new interest rate or payment schedule, which can save you ...