What might seem like a money-saving move often backfires.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car insurance can be helpful after a car accident, but it only protects you up to your coverage limits. According to some estimates, 13% of all liability settlements are for $1 million or more — an ...