The IRA contribution limit for 2026 has been raised by $500, to $7,500 for those under age 50. The IRA catch-up limit is a touch better, too, at $1,100 for those 50 or older, for a total cap of $8,600 ...

2025 IRA contribution limits are $7,000 for those under age 50 and $8,000 for those over 50; the same as they were in 2024. SEP-IRA contribution limits for 2025 are $70,000 or 25% of employee ...