Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

A high credit score could land you lower rates on your insurance premiums. A credit report without serious black marks could help to land you your next job. Your bank or credit card company may be ...

Find out if applying for a credit card affects your credit score. Learn about hard inquiries, their impact, and how to minimize credit score effects.