If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

In 2023 and 2024, it was fairly easy to secure a certificate of deposit with an interest rate of 5% or more. That's because ...

The Federal Reserve is likely to cut interest rates soon -- and some banks are already lowering their CD rates. Some 5-year CDs still pay over 4.00% APY. Five years is a long time to lock up your ...

Rates on certificates of deposit (CDs) were high at this point last year, and many consumers opened new accounts to take advantage of them. Now, though, some of those CDs are starting to mature. "A ...

In its seventh meeting of the year, the Federal Reserve voted to drop interest rates to the 3.75% to 4.00% range. That’s welcome news for those hoping to refinance a mortgage, but disappointing for ...

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

Instead of letting your cash sit around losing value to 2.9% inflation, you can lock in yields of up to 5.20% APY on 24-month terms and up to 4.40% on terms of 12 months or longer with today's best ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...