Making your savings last is essential in retirement. Use our savings withdrawal calculator to see how far you can stretch your nest egg.

If you inherit a tax-deferred retirement account, like an IRA or a 401(k), you’ll pay income taxes on the money when you withdraw it. Those withdrawals are subject to your marginal tax rate, not the ...

Deciding how much to withdraw from your retirement accounts means finding a balance between enjoying life and making your money last. Taking too little leaves you with unused savings, while taking too ...

Question: I’m preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it’s important to start by withdrawing from some accounts and ...

Who hasn’t pondered the possibility of running out of money in retirement? It’s a pervasive undercurrent in retirement planning for millions of Americans. The fear is particularly palpable for many of ...

One of the most common and emotionally loaded questions retirees ask is how long will my money last in retirement. It’s a ...

Every week, Allworth Financial's Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

For this Redditor, a 4% safe withdrawal rate is part of their retirement planning. It’s helpful to remember that the 4% SWR is a recommendation and not the only option available. There is also ...

After determining what your ‘mandatory’ income will be, you need a plan to determine the most tax-efficient way to access ...