Microsoft Excel allows you to either create a spreadsheet from scratch with your own formulas or use a premade template provided by Microsoft. Microsoft has provided a template for loan amortization ...

Explore the current interest rates for SBA-backed financing.

Most people aren't able to buy a home in cash. Instead, they borrow money from a bank in the form of a mortgage loan. Of course, no bank lets you borrow money for free. You'll be charged interest, ...

On March 3, 2021, the Small Business Administration (SBA), in conjunction with the U.S. Department of the Treasury, adopted an interim final rule (IFR) that: (1) allows individuals who file an IRS ...

A personal loan is different because it doesn’t require collateral, and most personal loans offer faster approval and funding compared to home equity loans. A home equity loan lets you borrow a lump ...

The pandemic has prompted several bankers to conduct credit reviews more often. Washington Trust Bancorp in Westerly, R.I., and Allegiance Bancshares in Houston say they have developed procedures to ...