I totally get it! Those sign-ups at checkout will get you. Kohl's was one of many department stores that offered a seasonal promotion to encourage customers to sign up for a retail store credit card.

Is the Kohl's credit card better with the Capital One partnership? Anthony Venture breaks down the changes, rewards, and whether it's worth applying for. Learn about cash back and more! Planes Flying ...

Could using your credit card lead to free money? Possibly — if you treat credit cards the same way you would a debit card.