If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using them regularly, there's no reason to pay a fee just to avoid a small hit to ...