Life insurance helps you ensure your loved ones are financially protected if you pass away. You have a few options when picking the right kind of policy — and depending on your circumstances, whole ...

Daniel Mattia is a researcher and writer for MarketWatch Guides with nearly 10 years of experience writing about auto insurance, warranties, lending and personal finance. A former licensed insurance ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Termlifeinsuranceratings.com has released a new blog post explaining how does whole life insurance policies work and if they are profitable. Statistics show that few customers know enough about life ...

Permanent life insurance policies—such as whole life and universal life—provide a lifelong death benefit and also have a savings feature, called cash value. The cash value grows tax-deferred in the ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Life insurance is a contract between you and an insurance company. In exchange for premium payments, the insurance company pays a death benefit to your beneficiaries when you die. Life insurance ...