When David and Linda Reynolds learned that their daughter Emily, and her husband, Brett, were struggling to buy a home, they wanted to help out. Emily and Brett had strong credit, stable jobs, and enough income to support a mortgage.

According to credit reporting agency Experian, the average auto loan interest rate in the fourth quarter of 2025 was 6.37% for new cars and 11.26% for used cars. Here's how average rates broke down by credit score, based on VantageScore® 4.0.

The president’s proposal to cap credit card rates at a maximum of 10% over the next year has gotten a lot of attention in the midst of a national affordability crisis. It’s understandable. Rates are flashy, and it sounds good to talk about bringing ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Explore current mortgage rates and what they mean for ...

The Federal Reserve kept interest rates unchanged at the conclusion of its April meeting, likely Jerome Powell’s last as Fed chair. The central bank’s benchmark has a knock-on effect on many consumer products, including mortgages, credit cards and auto ...

Carol M. Kopp edits features on a wide range of subjects for Investopedia, including investing, personal finance, retirement planning, taxes, business management, and career development. Vikki Velasquez is a researcher and writer who has managed ...

Interest rate risk is the possibility that changing interest rates may reduce the value of investments or increase borrowing costs. It is one of the most important but least understood financial risks for ordinary investors.

WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Explore current mortgage rates and what they mean for ...