As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting ...

For decades, the magic credit score number for homebuyers was 620. That FICO score was typically seen as the minimum needed ...

Learn how FICO Auto Scores impact your car loan rates and approval, and get tips for boosting your score to secure favorable ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Competitive credit could offer nine-figure cost benefits, according to a study VantageScore cited. Meanwhile, FICO added a tool to help borrowers qualify.

In February 2026, Fair Isaac Corporation (FICO) completed a US$1.00 billion repurchase of 642,028 shares under its June 2025 authorization, closed that plan, and the Board approved a new US$1.50 ...