Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

FHA mortgages and mortgage insurance are government programs intended to help first-time homebuyers and other in-need borrowers get loans to purchase homes. If you have a low credit score and can't ...

Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

Thinking about buying a home with a Federal Housing Administration mortgage? Or maybe you’re a vet or in-service military and can buy using a Veterans Affairs or VA mortgage? It’s best you delay ...

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

Long Island homebuyers who use federally insured mortgages will save on their mortgage payments under a policy change the White House announced. The Federal Housing Administration, which insures loans ...

Alleviating the country’s housing challenges looks to be top of mind for the Trump administration. In an executive order signed by the president on his first day back in office, Donald Trump called ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...

Reduction expected to save homebuyers, owners an average of $800 per year. Homeowners will save an average of $800 per year following the Biden Administration’s announcement Wednesday that it will ...

Mortgage insurance premiums (MIPs) are a type of insurance paid to the Federal Housing Administration (FHA) for certain mortgage loans. If you can buy a home with a Federal Housing Administration (FHA ...

Many first-time homebuyers will discover that they have to pay for something called "mortgage insurance." This adds to your monthly mortgage payment and is often an unpleasant surprise. That's ...

If you got your FHA loan after the year 2000, you may be able to cancel your FHA mortgage insurance. If you got your loan before 2000, you’ll continue to pay the premiums in most cases. If your loan ...