Some 'no interest' offers can actually end up costing you hundreds of dollars in retroactive finance charges. Many or all of the products on this page are from partners who compensate us when you ...

The short answer is no, the Wells Fargo Reflect® Card does not have deferred interest. However, it does come with an 0% introductory annual percentage rate for 21 months on purchases and balance ...

Think twice before you get tempted by retailers offering a deferred interest credit card. Deferred interest is very tempting during the holiday shopping season. Shoppers can be lured into spending on ...

With the holiday season upon us, one personal finance site is sounding the alarm on a ubiquitous retail payment plan that many Americans say should be outlawed. It’s called “deferred interest." In a ...

Budgets and holidays don’t always go hand in hand. Putting gifts on a credit card can be tempting, but interest charges might sour your spirit and you might be drawn to credit card promotions with ...

Credit card offers from retailers are a tempting proposition, especially around the holiday season. It sounds appealing to make a large purchase of electronics, jewelry or appliances on a card, ...

The Federal Reserve hasn’t raised interest rates since the summer of 2023. But America’s retailers apparently didn’t get the memo. The average interest rate on store credit cards reached 30.45% this ...

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not ...