We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you're in this situation, it's critical to act soon. And, one option ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's why it's important to understand when to say yes to a settlement ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. High-interest debts like credit cards, ...

Before you start the negotiation process, make sure you know what offers to make (and the factors to consider).