MercadoLibre MELI enters 2026 with a credit profile that is materially exposed to borrower stress, funding cost swings and macro volatility, as lending expansion becomes the dominant driver of fintech ...

Fifth Third rebounded sharply after its 2023 crash. Its low-duration securities have recouped their unrealized losses, and the bank has maintained strong net interest margins. FITB's price-to-tangible ...

CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

The direct lending market has experienced dramatic growth and become a vital and growing part of institutional investors’ portfolios, offering potentially attractive risk-adjusted returns with higher ...