Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Viral credit score hack puts consumers at risk of jail, FTC warns - ‘The truth is, credit repair companies can’t legally ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...