Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Think you can ignore a $50 debt without consequences? Think again. While there’s no legal minimum for collections, even tiny ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

DAVENPORT, Fla. – Debt collection calls are reaching new highs across the U.S. in 2025, with a significant number of those calls flagged as abusive or threatening. “We’re going to arrest you. We’re ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

When a debt is sent to a collection agency, it appears on a borrower’s credit report and could impact their credit score for up to seven years. A WalletHub analysis found Wyoming had the highest ...

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.