Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Laddering certificates of deposit can give you safety — and more flexibility than you might get with a single CD.

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

Use our free CD calculator to see how much you can earn with the best certificate of deposit (CD) rates. This can help you select the best option for your long-term financial needs. What is a CD ...

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