Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and certain water damages, while excluding issues like wear and tear and flood ...

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If you own a flat – whether you live in it or rent it out – you’ll want home insurance to protect your asset, and potentially the contents as well. But insuring a flat can be a little more complex ...