This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 59. In 8 years, I will qualify for an average Social Security income. I have no retirement saved and ...

You may think you've done all you can to maximize your Social Security benefits. You worked hard for decades. You increased your income over your career. Now you're staring at the application screen ...

You don't want to sign up without at least considering this first.

Your age at sign up will dictate the size of your Social Security benefit. Spouses can coordinate their claiming strategies to maximize their household benefits. Having the necessary documents at hand ...

Retirement can be challenging, even more so for stay-at-home parents who perform unpaid caregiving work while their spouses work outside the home. In August 2025, retired workers received an average ...

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Claiming Social Security at 62 will reduce your monthly retirement benefit by up to 30% and your spousal benefit by up to 35%. If you're still working, you could lose more benefits to the earnings ...