My husband opened his own commercial painting business in May. He knows he will have about three months in the year where he’s making little to no income. We’ve gotten $1,000 set aside for our Baby ...

Q. A friend told me about your Baby Steps plan, and after years of living paycheck to paycheck and running up credit card bills, I’m ready to get control of my finances. I just have one question. Baby ...

Let’s call it Baby Step 3b. Baby Step 1 is saving up $1,000 for a beginner emergency fund. Step 2 is paying off all consumer debt from smallest to largest using the debt snowball. Then, Baby Step 3 is ...

However, Ramsey personality George Kamel attributes the 7 Baby Steps to helping him become a millionaire, and believes they’re still useful in 2025. In a recent YouTube video, he addressed some common ...

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Breaking out of the debt cycle isn’t ...

I like your plan, and I’m ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the beginner emergency fund you recommend in Baby Step 1? This is a great ...

One of the leading personal finance personalities in the country is Dave Ramsey. His books have sold millions of copies and his radio show has millions of weekly listeners across the country.

George Kamel, a Ramsey personality, recently shared a video with his nearly 500,000 YouTube subscribers explaining why Dave Ramsey’s “7 Baby Steps” still work today. Over the past few years, as prices ...