In what experts call "Flash Flood Alley," the terrain reacts quickly to rainfall steep slopes, rocky ground, and narrow riverbeds leave little time for warning.

Kerr County failed to secure a warning system, even as local officials remained aware of the risks and as billions of dollars were available for similar projects.

The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good property insurance typically doesn’t cover things like flooding and earthquakes, which usually require a special and separate policy for each. Here are the things to know about flood insurance.

The deadly Texas floods have brought the state's approach to land approvals, especially in flood-prone areas, under more scrutiny.

A search and rescue volunteer holds a T-shirt and backpack with the words Camp Mystic on them in Comfort, Texas on July 6, 2025. A search and rescue volunteer holds a T-shirt and backpack with the words Camp Mystic on them in Comfort,